1.
Legal expense insurance and Family Legal Protection policies Many workers have the benefit of Legal Costs Insurance or Family Legal
Protection policies, which typically provide up to £25,000 cover for legal fees.
Researchers have estimated that:
·
around 2 in every 5 adults have the benefit of LEI;
that's around 16.9 million people in the
UK
·
at least 65% motor insurance policies include this cover
·
at least 50% of house contents or buildings insurance policies include this cover However, research suggests that a significant proportion of people are
unaware that they have this class of insurance, presumably because it is often included free or as an add on to their:
a)
House contents insurance
b)
House buildings insurance
c)
Car insurance
d)
AA cover
e)
RAC cover
f)
Travel insurance
g)
Bank accounts
h)
Credit cards
i)
Pet Insurance
j)
Other insurance type policies
Often you may be covered even if the policy is not in your name provided you live in the same household as the policy holder. According to the Equal Opportunities Commission, many insurance companies
try very hard to dissuade clients from using a solicitor of their choice as they prefer to instruct in-house lawyers or solicitors from their panel. However there are legal provisions, which state that the insured person has
a right to choose their own solicitor. We regularly undertake
work funded by insurers and can often help secure funding in the first place. If you would like further information please contact us on 0115 9886706
2) No win no fee We are able to offer no win no fee funding for Employment Tribunal claims and Compromise Agreements.
a)
no win no fee Employment Tribunals: if you do not have
Legal Costs Insurance, and we believe that you have a reasonable prospect of succeeding in a claim worth £2000 or more, we will consider taking on your case on a no win no
fee basis.
If we agree to act on a 'no win, no fee' basis and we lose the case we charge you nothing.
If we do succeed in securing compensation our fees will be limited to a fixed percentage of your settlement.
It is often difficult to accurately assess whether or not you are likely to win your case at the outset. However as the case progresses further information will come to light which will help us in assessing
your prospects of success and likely awards of compensation. We will keep you updated with our view of the likely outcome of your case and any particular strengths
or weaknesses. Because we share the risk of the case being successful, we will only continue acting for you if we think your case has a reasonable prospect of
success.
b)
no win no fee compromise agreements
Some employees who have been
offered a package under a compromise agreement do not want to risk incurring legal costs by seeking to negotiate more favourable terms.
In appropriate cases we can
manage that risk by undertaking negotiations on a no win no fee basis. If we agree to act on a 'no win, no fee' basis and we fail to
secure additional compensation we charge you nothing over and above any contribution to your costs that your employer agrees to make. If we do succeed in securing
additional compensation our fees will be limited to a fixed percentage of the increase in the value of your settlement in addition to any contribution to your costs
that your employer agrees to make. Please note that this arrangement does not cover the cost of enforcing your rights in an Employment Tribunal or before the
Courts in the event that agreement cannot be reached on the terms of a compromise agreement.
3)
Hourly rates or pay as you go Our hourly rates vary depending on the
seniority of the lawyer acting for you. We are happy to discuss our hourly rates with you and provide you with an estimate of the total costs.
4) Fixed Fees Where appropriate we are happy to consider fixed fees for
particular types of work such as:
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